Twelve of the lowest mortgage rates, fixed and variable, from 5.62%

Twelve of the lowest mortgage rates, fixed and variable, from 5.62%
Cassidy KnowltonSeptember 3, 2012

Property Observer has scoured the most well-known mortgage comparison websites to determine the lowest variable rate home loan and one- and three-year fixed home loans currently available.

The following results are based on advertised mortgage rates listed by ratecity.com.auMozo.com.au and infochoice.com.au as of September 3:

Lowest variable rate offerings:

Provider

Loan name

Rate

Comparison rate*

UBank (NAB)

UHomeloan Refinance

5.62%

5.62%

Loans.com.au

Dream Catcher

5.65%

6%

My Mortgage Freedom

Low Rate +

5.66%

5.97%

Mortgage View

Mortgage View Pro Pack

5.7%

5.71%

Lowest one-year fixed-rate offerings

Provider

Loan name

Rate

Comparison rate*

My Mortgage Freedom

Residential fixed one year

5.44%

6.06

CUA

Residential fixed one year

5.5%

6.22%

Newcastle Permanent

Residential fixed one year

5.59%

6.24%

IMB

Platinum Residential fixed $200k+

5.64%

6.58%

Lowest three-year fixed-rate offerings

Provider

Loan name

Rate

Comparison rate*

My Mortgage Freedom

My mortgage freedom. fixed rate

5.44%

6.06%

Newcastle Permanent

Three-year fixed rate

5.59%

6.24%

Resi Home Loans

FlexiFix 75 three-year

5.69%

5.94%

Suncorp

My Home Package

5.72%

6.46%

*A comparison rate includes both the interest rate and the fees and charges relating to a loan, combined into a single percentage figure.

For information on refinancing, watch our free webinar Refinancing and the Interest Rates Riddle

Editor's Picks

Tian An launches North Village, Auburn Square second stage
The lure of Yamba: The holiday destination people want to live
“Pioneers of amenity spaces”: Far East Consortium doubles down on facilities at 640 Bourke
VIC Government extend stamp duty abolition for off the plan properties to October 2026
JWLand approaches completion of De Burgh, Northbourne Village apartments