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New Byford estates, house and land packages
Know this:
- Byford is situated 33 kilometres south-east of the Perth CBD.
- The suburb has been developing for well over a decade now and continues to see land releases.
- Check out other nearby suburbs: Hilbert, Wellard and Forrestdale.
Byford is a fast growing region of south-eastern Perth situated just south of Armadale and to the east of Bertram.
Byford town centre and the suburb already boasts major shopping centres, established schools and a beautiful natural setting.
The established Byford community has access to a range of local amenities including Byford Meadows, landscaped parkland, a village reserve and other essential services.
Buyers seeking to build their dream home in the area also have access to sporting grounds, equine facilities, cycle routes and retail stores.
The Tonkin Highway has been extended to Byford and there is a project underway to extend the Armadale railway line to Byford, giving families and residents excellent access to the city.
Byford offers a plethora or house and land options in various estates. Many of the estates have underground services, access to natural pathways and shops.
What is a house and land package?
There are broadly two types of house and land packages: Turnkey and Standard.
A turnkey house and land package is where a developer sells you a piece of land, builds a house and at the end of that process, hands you a key.
You literally turn the key in the door and the home is yours. This process generally has several involved meetings with the developer before construction begins so they can take into account any preferences you have.
Note: while developers will offer some choices - like colour schemes, flooring types, appliances (and prices will reflect those options), turnkey solutions are designed to keep costs to a minimum and as a result there is, broadly speaking, less choice in how you want your new home to be presented.
Standard house and land packages are more involved and at a high level, they involve you purchasing the land like any normal real estate transaction (with or without a mortgage) and then you can build the house at a later date.
This gives you a lot more options in how you want your new home to look and feel - you can customise a lot more - however you, as the buyer, are more involved with the construction and you need to manage more during the life of purchasing.
Financing
Always seek professional advice on securing financing for your property purchase.
Financing for house and land packages can differ depending on the type of package you intend to purchase.
For turnkey house and land packages, the purchase price tends to be fixed and, broadly speaking, the loan you will need to qualify for will generally be a normal home loan - complete with requirements to have a 20% deposit before being subject to LMI.
For standard house and land packages, you will, broadly speaking, deal with two different loans. Firstly, you have to purchase the land and this is where you will, generally speaking, need to have a 20% deposit in order to not be levied with LMI.
Secondly, your financial provider will supply you with a ‘construction loan’ that you draw down on as you pay contractors at different stages of the home’s construction.
This advice is high-level in nature and always consult a mortgage broker or broker at a bank to get tailored advice that best suits your budget.
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