Refinancing your mortgage is an important decision you will make regularly as a home owner or property investor. The process of switching your home loan will cost money, so you need to be certain that doing so is to your financial advantage in the medium and long term.

These 12 tips should help you make an informed decision. Whether you’re using a mortgage broker or dealing directly with your lender, you’ll be better armed when you next discuss your refinancing options.

In this eBook you will learn:

• How refinancing works
• The questions you need to ask
  yourself before refinancing
• The importance of getting
  your affairs in order to ensure a smooth refinancing process
• Why you should talk to your current
  lender or mortgage broker first
  before considering refinancing
• Why investors must watch the tax
  implications when refinancing their loans