The chart that shows Sydney's increasing property market risks: RBA's April chart pack
Investors almost match owner occupiers in the latest financing chart in the April RBA chart pack.
The extent of the continued Sydney house price surge is well illustrated in the latest RBA chart pack. Yesterday's RBA governor's statement noted dwelling prices continue to rise strongly in Sydney, though trends have been more varied in a number of other cities.
"The bank is working with other regulators to assess and contain risks that may arise from the housing market."
Household liabilities remain relatively steady, but net worth is still behind the pre-global financial crisis impact.
Debt is still high, but interest paid is much lower in the low cash rate times.
The transition to a construction led economy is apparent in private residential building approvals.
The household savings rate is dipping.
The banks are doing okay with profitability and lower bad debts.